To most of us, credit reports are a necessary evil. Even if we do not go out and borrow money from a bank or a loan company, we have to...

Credit reports are a detailed report containing information about your credit history. If you are applying for credit, loans, or other...

The credit score is a little number that plays a big role in your life. It can help you get a house, a loan for a car, a new job, and new...

Do you know what your personal credit score is? If not, it's important that you find out. It could be the determining factor in whether...

What is Credit? Credit is a form of debt that a person owes to a lender. There are many types of credit, including bank loans, mortgages,...

A late payment can stay on your credit reports for up to seven years and could impact your credit scores during the entire period it’s...

A recent study showed that marriage can be an important factor in credit score improvement. Credit scores are calculated by taking into...

Credit scores are a key indicator of your credit-worthiness and can be used to determine whether or not you’ll be approved for certain...

Are you looking for easy ways to remove a charge-off from your credit report? If so, this is for you! In the following blog, we'll...

If you are like most people and don’t know your credit score, there is a solution. Discover Card provides free FICO scores to its...

Do you know your credit score? If not, it’s worth taking the time to find out. Credit scores are a reflection of how well we manage our...

Your credit score is one of the most important measurements that you have. It can determine whether or not a lender will give you a loan,...

With the average credit score being around 680, you may think that your credit is pretty good. However, there are many people who have a...

Do you know the definition of credit utilization ratio? It is a measure that tells us how much of our total available balance we are...

When it comes to credit cards, there are three different types of people: those who want a higher credit score, those who don't care...

Credit utilization is a key metric for lenders to assess the risk of lending money. Lenders will look at your credit card balance and...

Does your credit score impact your financial future? It's a question many people ask. The answer is yes; it does, in more ways than one....

The credit score is one of the most important aspects of our lives. You can't get a car loan, home mortgage or even an apartment without...

Your credit score is a key factor in obtaining mortgages, car loans, and many other types of financing. It can also affect your insurance...

The feeling of anger or frustration is a common response when you see your credit score decline. A sudden change in that number can feel...