Consumer credit is what consumers use to purchase goods and services. It is a loan that the consumer will pay back with interest....

The credit score is one of the most important 709s in your life. It affects what you can do with your money, how much you'll pay for an...

What Are Credit Bureaus? A credit bureau is a company that collects information about people’s borrowing and repayment histories. This...

Do you know your credit score? If not, it’s time to find out! Your credit score is one of the most important numbers for your financial...

The recovery rebate credit is a tax benefit that was created to provide financial relief for people who were affected by the 2008...

The top lenders use FICO scores to determine creditworthiness, and they are determined by five factors:- The most important factors in...

Utility bills let you build a long credit history and improve your credit score. They can also help reduce the risk of identity theft if...

The credit score you have can determine if you’ll be accepted for a car loan. If your credit is low enough, it may not matter how much...

Do you know your credit score? If not, it’s worth taking the time to find out. Credit scores are a reflection of how well we manage our...

If you’re looking for a student loan with bad credit, don’t worry. We’ve compiled the most comprehensive list of lenders who will work...

How can you get the world’s highest possible credit score? It sounds impossible, but it is a simple process. If you follow these steps,...

Understanding Your Credit Score is a number that is assigned to you by the three major nationwide credit bureaus. The score is based on...

In the United States, there are three major credit reporting agencies: Experian, Equifax and TransUnion. These agencies provide your...

The average credit score in America is 677. However, the median credit score is 662. This means that half of the people in America have a...

The average credit score in America is 677. However, the median credit score is 662. This means that half of the people in America have a...

If you’re looking for a 600 credit score, the three key factors are: 1. reduce debt, 2. build your credit history, and 3. maintain a low...

There are a number of ways to increase your credit score. One of the most effective is to improve your credit utilization ratio....

In order to increase your credit score, you need to have a good history of paying off your debts. The best way to do this is by having a...

The quickest way to raise your credit score is by monitoring which accounts are on it. If you’re not using an account, ask the creditor...

If you have a low credit score, it can be difficult to get a home loan. This is because lenders want to see that borrowers have the...