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4 Ways to Avoid Credit Card Interest


Credit card interest is one of the most common problems that people face in the modern world. It can be a big problem for anyone who doesn’t know how to avoid it.


Here are some ways to avoid credit card interest:


1. Pay Your Bill in Full Every Month

Credit card interest is often a huge problem for consumers. However, there are a few ways to avoid paying interest on your credit card.


You can pay your bill in full every month, which will help you save money in the long run.


2. Avoid Cash Advances

Cash advances are loans that are taken out by consumers to cover their immediate needs. They can be used for emergency situations such as car repairs, medical expenses, or other personal emergencies.


Cash advances are often the first step before taking out a loan from a bank. However, these loans can have a high interest rate and few protections for the borrower.

The most common type of cash advance is a payday loan which is typically due in 2 weeks and has an APR of around 400%.


3. Use 0% Intro APR Periods Wisely

0% APR periods are a great way to take advantage of an interest-free loan. However, you should be aware that these periods may not last forever.


If you shop around for a 0% APR credit card, the first thing you should do is find out how long the period lasts and make sure it’s long enough to help you get what you want.


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