Have You Checked Your Credit Score Yet?

The year is about to end and it’s time for a year-end financial house cleaning. How well you are in keeping your finances this year will affect your money situation in 2021. So start today, now that Thanksgiving is over, and check if you’ve done your best to maintain your financial well-being and if you’re ready to start new financial goals for next year.

Here’s a quick guide to get you started.

Claim Your Free Credit Score

While you have to pay for your FICO score, you can always get your free credit score online through websites like CreditRepairEase.com. The scores they provide may not be the same as those used by major lenders. But you can’t ignore these free credit scores. They’re helpful in giving you an estimate of your credit health. If you’re not happy with what you’re seeing, you still have time to fix it. Make it your goal to monitor your credit score progress month by month for the next year.

Get Your Free Credit Reports

You’re entitled to a free copy of your credit report from each of the major credit reporting agencies (Equifax, Experian, and TransUnion) every year. That’s one free credit report every four months. To claim your free reports, just go to AnnualCreditReport.com and order from each bureau. Check each of your reports against inaccurate data and dispute any unauthorized accounts and any late payments erroneously reported. If there are unfamiliar or unauthorized names and addresses, these may be a sign of possible identity theft. If you’re done with these already, give yourself a pat on the back! While you’re ready to take on new financial goals for 2021-22, it makes more sense to stick to small daily habits that can impact your finances in the long run.

At Credit Repair Ease, we appreciate that is easy to get overwhelmed by all the talk about credit scores. Our team works have simplified things by providing insightful resources to help you out. We have made it easier to access your credit report, review the report, monitor your credit report, and improve your credit score. We have decades of experience in the industry and over the years, we have become the go-to people for a quick understanding of credit scores in the USA.